Maybe you read a blog that suggested newlyweds bundle their auto insurance. Perhaps you watched "The Closer" episode, in which Brenda and Fritz tried to bundle their auto policies and found out they should not. Taake Insurance Agency wants to answer the question, "Should you or shouldn’t you?" so you can enjoy married life in Columbia, IL.

When Does Bundling Policies Benefit You?

Combining auto coverage on one policy can reduce costs if both spouses have good driving records. Insuring two or more drivers and vehicles on a single policy typically results in lower premiums. When both spouses have spotless driving records and high credit scores, bundling benefits them.

When Does Bundling Policies Hurt You?

If one or both spouses have lost points on their license or had a DUI, they should not combine policies. In "The Closer," Fritz neglected to mention a DUI he had incurred. His poor driving record caused the bundled premium quote to be higher than what Brenda paid for her own auto policy. So, don’t bundle your insurance if either spouse has lost license points. Credit scores can similarly affect premiums, so the premiums may be higher if one spouse has a low or mid-range score.

Preventing Conflict

Instead of starting your marriage with an argument about the past because your auto insurance quotes reveal it, talk about finances first. Before you get married, sit down with each other and discuss your financial past, present, and your goals for the future. Include your insurance agent after you settle things with one another.

Contact Your Insurance Agent Today

Call or email Taake Insurance Agency today to find out about the best auto insurance options for you. Before you walk down the aisle in Columbia, IL, plan your finances and insurance.