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Assess the inventory that you use at your place of business. Seek insurance coverage upgrades that protect the inventory while it is stored within your commercial property.
Risks
Inventory stored on your property could be stolen or damaged. Flooding waters, fires, criminal activities, and other risk factors should also be considered.
Before you insure the inventory, schedule an appointment to inspect your place of business. The inspection will reveal any damage within your business. Damage to structural walls, for instance, could increase the risk of a flood.
The location of your business may also help you determine how much insurance coverage you need. If your business is located within a busy area, increasing the amount of insurance your inventory is provided with will give you peace of mind.
Inventory Records
Keep track of how much inventory you keep on hand on a regular basis. Take into account any seasonal items or other special items that you will be featuring at your place of business.
The records will help you decide if you will need more insurance coverage at specific times of the year.
Security
Make sure the inventory remains secure during normal business operations. Camera equipment and other security aids can help keep the inventory protected.
Prepare a storage plan for any overstock kept onsite. Overstock should be stored in an inconspicuous area where it won’t be subjected to theft.
Contact Taake Insurance Agency for Commercial Insurance
Contact one of our Taake Insurance Agency representatives to schedule a time to sit down with them. An agent who serves the Columbia, IL, area will help you pick out coverage to protect the commercial inventory.
