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Commercial insurance is financial protection for growing and established companies. Whether it is a new company that is finding its footing or an established, commercial insurance keeps buildings, inventory and staff covered every day. This allows leadership to focus on the realities of day-to-day business. Commercial insurance is composed of several policies that cover different aspects of a business. Policies are a combination of property, liability and workers compensation packages. In the Columbia, IL area, the agents at Taake Insurance Agency will work with you to develop the insurance package that is best for your company.
While each policy addresses a different part of the business, they all work in tandem. Physical structures that the company owns are covered by property insurance. This also protects equipment and inventory. Liability coverage addresses several situations. First, if the company has a storefront, it protects should a customer have an accident. They will have the right to sue for negligence. It will also come into use for any cases involving slander, libel or copyright infringement. Workers compensation covers employees that are injured on the job. Additional coverage may be added to cover special situations such as auto insurance for a corporate fleet.
Commercial insurance is not a ‘one size fits all’ solution. That’s why it’s important to invest a little time with your agent so that they understand your business needs. Also, as the business grows, the policies will need to be reviewed to ensure that the company is still adequately covered.
The team at Taake Insurance Agency works with businesses throughout the Columbia, IL area. They will answer any questions you have and get your business the coverage it deserves. Visit the website for general information then come in to discuss your needs. Get peace of mind that the business is protected so that you can focus on the bottom line.
